Ujjivan Small Finance Bank Personal Loan- 2022

Ujjivan Small Finance bank becoming the fastest growing and leading small finance bank in India, the ujjivan small finance bank personal loan procedure are offline and online. The customer can avail of unsecured loans as much as Rs. 10 lacs.

In this guide, we will see the Ujjivan Small Finance Bank Personal Loan. Ujjivan personal loan is quick approval and clean online procedure, the Ujjivan bank provides many banking and financial facilities like internet banking, SMS banking, Missed call service, mobile banking, Ujjivan mobile application, and Fixed Deposit, RD.

Things required for Ujjivan Small Finance Bank Personal Loan:

There are several things required for Ujjivan Bank Persona Loan, read the following requirements which helps you understand the procedure for the Ujjivan small finance loan:

• Proof of Identity: There are some documents which you used as proof of identity which are PAN Card, Voter ID card, Aadhaar Card and Driving License
• Proof of Address: As like proof of identity the Aadhaar Card, Ration Card, Electricity or Telephone Bill the customer can use these documents as proof of address.
• Proof of Income: There following document which you can use as proof of income:
  • Last six months salary slip
  • Last three year form-16
  • Last three years ITR
• PAN Card is a mandatory document for banking and loan purposes
• Two newly 6 months older passport size photographs
• If you applying offline then you have to submit the Ujjivan bank Personal loan application form or if you fill the online application for a ujjivan personal loan then you must have taken out the print of that application form.

Ujjivan Bank Personal Loan Eligibility

The eligibility criteria are different for the salaried and self-employed person, in the following section we try to explain the eligibility criteria for Ujjivan Small Finance Bank Personal Loan:

• Salaried Person: If the salaried person is from the ruler area then he or she must have a minimum of Rs. 15000/- per month and if the person is from metro cities like Delhi, Mumbai, Pune, Kolkata, Bengaluru, Ahmedabad they must have a minimum of Rs. 20000/- per month
• Self-employed: The applicant must have to provide his ITR and also his 6-month bank statement, Applicant should necessarily maintain savings or current account with us with the average quarterly balance of Rs.25000 & above for immediately preceding 4 quarters, and conduct of the account should be satisfactory, i.e. no cheque returns for financial reasons, no adverse feature reported, etc.
• The applicant person must be aged between 22 to 58 years.
• The salaried person with a minimum net monthly salary of Rs. 15,000/- and with a minimum of 2 years of work experience.

Ujjivan Personal Loan eligibility criteria for Self Employed Professionals (Doctors):

• Self-employed doctors with a qualification of MBBS/BDS or above and who have their own clinic or hospital practice.
• Self-employed with minimum Rs. 30000/- monthly income with 3 years experience in practice.
• Non-salaried doctors with income proof from consultancy.

Ujjivan Bank Personal Loan Apply Online:

Ujjivan Small Finance Bank personal loan, you must first check your Cibil score and eligibility criteria. If clear these two required things then you can apply for the Ujjivan personal loan for a salaried employee, follow the below steps to apply for an Ujjivan small finance bank personal loan:

• Step 1: Go to Ujjivan Small Finance Bank
• Step 2: Click on Apply
• Step 3: Fill in your personal details
• Step 4: From the listing of alternatives supplied, you can examine the loan information and choose the one that high-quality fits your needs.
• Step 5: The bank takes 72 hours period to approve or rejects your Ujjivan personal loan application

Ujjivan Small Finance Bank Personal Loan offline:

Go to your nearest Ujjivan Small Finance Bank branch, meet or contact the bank executive regarding the personal loan inquiry, and get all the information for Ujjivan personal loan.

Ujjivan Small Finance Bank Personal Loan Interest Rate:

The rate of interest varies for Ujjivan Small Finance Bank Personal Loan, the interest rate is starting at 11.49% and increasing as per your tenure to repay the Ujjivan bank personal loan. The tenure is flexible to 12 to 60 months, the applicant has to select the tenure for repaying the personal loan in the form of EMI and there is no collateral required for Ujjivan bank personal loan.

Ujjivan Small Finance Bank Personal Loan Customer Care Service:

Communicate at once to your cellphone banking officers in your selected language. General records including info of merchandise, offerings, loan account records, and branch contacts are provided immediately, while grievances that require data retrieval and investigations can be responded inside 7 operating days.

Customer Care: 1800 208 2121

Customer care email ID: [email protected]

Conclusion:

In this guide, we discussed the Ujjivan Bank personal loan we also mentioned the things require to apply for the ujjivan bank personal bank, if you have internet access then you can directly apply for the personal loan or you can visit the nearest ujjivan bank for more details.

By using the above methods you can easily apply for the Ujjivan Small Finance Bank Personal Loan, please let us know if you have any queries regarding the article.