How to close Axis bank account? 2022
Axis Bank is one the biggest Private Sector banks in India, the AXIS bank is a well-known bank to provides banking and financial services to large and mid-cap companies. The bank is mostly called a corporate bank because of its business doing style, Axis bank is the third largest private bank in India.
The bank provides financial and banking services to the customer, like a credit card, net banking, 24X7 customer care support, microfinance, loans, and many more. The Axis bank offers many privileges to their customers like heavy discounts on online shopping, and on refueling the petrol by using their Credit card or Debit card.
In this guide, we will see How to close Axis bank account?. There could be any reason to close the AXIS bank account here we mention hazel free steps to close the axis bank account.
Things required to close Axis bank account:
To close the bank account the customer needs to fulfill the following requirements, let us see one by one:
- The customer needs to close or transfer their loan account
- The customer must withdraw or transfer their remaining account balance to another bank.
- The customer must change or transfer their account details in LIC, health, or any policy
- The customer must hand over all the bank-related things like ATM or Debit card, bank passbook, cheque book, etc.
- Application letter for close Axis bank account
How to close Axis bank account?
To close the bank account the customer needs to fill the Saving or Current account closure forms the link we mention in the below section, some charges are applicable on axis bank account closure.
The axis bank charges around Rs. 500 plus for account closure, and if the customer doesn’t maintain the minimum balance in their bank account then the bank can charge more.
Many customers use the Axis bank credit card and they also wanted to know the way for How to close Axis Bank Credit Card? so they can find their answer here.
Download the Axis Bank Account closure form
The procedure to close the Axis bank account:
Hope you download the Axis bank account closure by using the above mention link then take the printout of the axis bank account closure form, now let us see how to fill the Savings/Current account closure application form step by step:
- Menton your axis bank account number then mention your Name as mention on the axis bank passbook
- Then you have to mention your ATM or Debit card number
- You have to give the reason for the closure of the Axis bank account (Choose the convenient reason)
- Mention your registered mobile number and landline number with STD code
- You can mention details in the Pay the proceed by
- At last mention your name and signatures, if you have a joint account then mention the other authorized signatory details.
The remaining part is for Bank Use Only, so you don’t need to add any details there.
After filling out the Savings/Current account closure application form, you have to take all the above mention required things with you then visit your home branch with the axis bank account closing form.
There you have to meet any axis bank executive, they will help you to close your axis bank account after closing the bank account you have to hand over all the bank documents and cards to the bank.
How to close Axis bank account online?
By using internet banking services or using any online banking facility the Axis bank customer or the customer from any other bank can’t close the bank account online. To close the axis bank account the customer needs to fill out the application form then fulfill the above mention required things then and only then the customer can close the Axis bank account.
How to close axis bank account with negative balance?
There are some that the customer found their Axis bank account balance is negative at that time the customer can send or apply to the axis bank account closing the application to the home branch.
The customer needs to visit the bank along with the document and account closing application form there you have to visit the bank manager and tell them to close your bank account, the bank manager might ask you to pay the remaining negative balance. There you can refuse to pay and ask them to close the account, the bank will close your bank account.
How to close axis bank account without visiting branch?
No, you can’t close the axis bank account without visiting the branch because, you have to personally hand over the passbook, cheque book, ATM, or Debit card to the bank executive and then you have to pay the account closing charges to the bank.
After verifying every detail then the bank will close your axis bank account.
Axis Bank account closing charges:
To close the bank account the customer needs to fill the Saving or Current account closure forms the link we mention in the below section, some charges are applicable on axis bank account closure.
The axis bank charges around Rs. 500 plus for account closure, and if the customer doesn’t maintain the minimum balance in their bank account then the bank can charge more.
People also ask:
How can I remove negative balance from my bank account?
- Understand Your Bank’s Overdraft Fees.
- Stop Using the Account.
- Balance Your Account.
- Bring Your Account Balance Positive As Soon As Possible.
- Talk With a Bank Representative.
- Take Steps to Avoid Future Overdrafts.
How can I clear my Axis bank minus balance?
No, it is not possible to close the Axis bank account online, you have to visit your Axis bank’s branch to request closure of your bank account. No, they don’t charge, but they will ask you to clear the negative balance in your account.
Is there any charges for closing Axis bank account?
No charges would be levied if an account is closed within 14 days of account opening or after 1 year the axis bank charges around Rs. 500 plus for account closure, and if the customer doesn’t maintain the minimum balance in their bank account then the bank can charge more.
How long does it takes to close Axis bank account?
Your account will be closed in 2 working days from the date the account closure request was submitted at the Branch.
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Conclusion:
In this guide, we discussed How to close Axis bank account? we mentioned the required things in the above section which helps you to send the application form to close the bank account
By using the above methods you can use How to close Axis bank account? please let us know if you have any queries regarding the article.