Ujjivan Personal Loan for Salaried & Self-Employed Person

Ujjivan Personal Loan for Salaried & Self-Employed Person

Ujjivan personal loan quick approval procedure, clean online process, and appealing hobby charges ensure which you have a problem-loose experience availing the mortgage. So cross beforehand and observe now. You can avail of unsecured loans as much as ₹ 10 lakhs online.

Ujjivan small finance bank gives a private mortgage to help you attain your existing goals and address everyday financial emergencies. Be it festivals, marriages, training, house upkeep, or clinical charges, our personal mortgage provides the maximum possible monetary answer in instances of need.

There are many banking facilities provided by the Ujjivan Bank, Ujjivan small finance bank net banking, mobile banking, SMS banking, customer care support, and many more services.

features Ujjivan personal loan:

  • Flexible loan quantity: You may get a mortgage quantity from as little as rs. 50,000 to as high as Rs. 10 lakh.
  • Collateral no longer required: You no longer want to pledge any collateral or safety to avail of a personal loan from Ujjivan small finance bank.
  • Bendy loan compensation tenure: You may repay the mortgage in a period various from 1 year to five years, as consistent with your convenience.
  • Quick approval: The mortgage is typically approved within 4 working days of software submission.
  • Insurance for the borrower: Ujjivan small finance bank gives a loan protection plan together with the private loan for the advantage of the borrower
Also read: DOP Bank

Benefits Ujjivan personal loan:

  • Mortgage quantity – while a borrower applies for a personal mortgage from this bank, he or she will be capable of getting a quantity among rs.50,000 and rs.15 lakh based totally on his/her eligibility to fulfill his/her financial want.
  • Mortgage repayment tenure – the reimbursement tenure for Ujjivan non-public loans can vary from three hundred and sixty-five days to 60 months based totally on the repayment ability of the applicant.

How to apply for an Ujjivan personal loan?

Before applying for the Ujjivan Small Finance Bank personal loan, you must first check your Cibil score and eligibility criteria. If clear these two required things then you can apply for the Ujjivan personal loan for a salaried employee, follow the below steps to apply for an Ujjivan small finance bank personal loan:

  • Step 1: Go to Ujjivan Small Finance Bank
  • Step 2: Click on Apply
  • Step 3: Fill in your personal details
  • Step 4: From the listing of alternatives supplied, you can examine the loan information and choose the one that high-quality fits your needs.
  • Step 5: The bank takes 72 hours period to approve or rejects your Ujjivan personal loan application

OR

Go to your nearest Ujjivan Small Finance Bank branch, meet or contact the bank executive regarding the personal loan inquiry, and get all the information for Ujjivan personal loan.

Eligibility Criteria:

Ujjivan Personal Loan eligibility criteria for Salaried Professionals:

  • The applicant person must be aged between 22 to 58 years
  • The salaried person with a minimum net monthly salary of Rs. 15,000/- and with a minimum of 2 years work experience

Ujjivan Personal Loan eligibility criteria for Self Employed Professionals (Doctors):

  • Self-employed doctors with a qualification of MBBS/BDS or above and who have their own clinic or hospital practice.
  • Self-employed with minimum Rs. 30000/- monthly income with 3 years experience in practice.
  • Non-salaried doctors with income proof from consultancy.

Document REquired for Ujjivan personal loan:

  • For Salaried employees: (Soft copies only)
    1. Aadhaar Card, Passport, or Driving License for address proof
    2. Income proof salary slips of last 3 months
    3. PAN Card
    4. Last 6-month bank statement of salaried bank account
    5. Passport Size photograph
    6. Company ID card
  • For self-employed:
    1. Aadhaar Card, Passport, or Driving License for address proof
    2. Income proof latest 3-year ITR and Gross receipt for income
    3. PAN Card
    4. Last 6-month bank statement of salaried bank account
    5. Passport Size photograph
    6. Company ID card
    7. Certificate of practice
    8. MCI registration certificate

Ujjivan personal loan contact number:

Clients who wish to ship their remarks, inquiry, and grievances can name the toll-loose helpline; our skilled client care executives will attend to their queries. No complicated IVR.

Communicate at once to your cellphone banking officers in your selected language. General records including info of merchandise, offerings, loan account records, and branch contacts are provided immediately, while grievances that require data retrieval and investigations can be responded inside 7 operating days.

Customer Care: 1800 208 2121

Customer care email ID: [email protected]

Ujjivan Small Finance bank loan payment:

There are few methods to pay the Ujjivan Small finance bank personal loan payment, we are going to discuss them one by one so please stay tuned.

  • Through Ujjivan SFB loan payment portal:
    • Go to Ujjivan SFB
    • Click on Repay Loans then click on Pay Your EMI
    • A new window will open now Enter Your Loan Account Number then click on Submit button
    • Now you can see your loan details and EMI payment below you can see the Pay option
    • By click on the Pay button, you can pay the loan EMI
  • Through PhonePe application: Open your PhonePe application then select the Loan Repayment option then choose your Biller which is Ujjivan Small Finance Bank Limited, now add your Loan Account Number then click on Confirm then you can see your EMI option just click on the Pay button.

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Conclusion:

This article discusses a few points that help solve your queries related to Ujjivan Small Finance Bank’s personal loan and the loan EMI payment. If you have any questions or second thoughts please let us know.

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